What Should You Do When Your Identity Is Stolen: Learn 7 Important Steps
Notably, identity fraud has been on the rise and millions of people have been victims to it. As much as it is affecting so many people, the problem may remain unsolved for much longer. In other words, it could affect you just as it has affected others. Fortunately for you, you can learn about the steps you can take so that you can keep your identity as safe as possible even when stolen by the fraudsters. When fraudsters steal your identity, it can be risky and it could lead to financial losses. Lucky for you, there some tips that could assist you. Read this article to the very end and learn more on the steps you should take if your identity is stolen.
It is critical that you notify companies about the stolen identity. It is always best if you can act as fast as possible. There is no way you will know about your identity being stolen and keep cool until you hear about a faudster activity. These fraudsters are normally very fast as they avoid getting caught. Therefore, any relevant company needs to know about the theft. With account takeovers, the information on your card can be compromised. By calling your card issuer, then chances are high they will take action before these fraudsters can steal more of your information.
Also, ensure that you have filled a report with the Federal Trade Commission. They collect all information relating to stolen identity cases. Although they do not have the power to pursue criminal charges, they can provide essential information to law enforcement agencies to help in tracking down the criminals. You just get to their website and file your case. They will provide you with a recovery plan. You will then be issued with forms and letters helpful in filing a report with the police and also disputing fraudulent charges. view here for more
Even more, file a report on the case with the police. You will have more papers as evidence and the police have the ability to assist you. click here for more
Additionally, ensure to place a fraud alert especially with the main credit bureaus. Institutions will therefore be aware of chances of your card being compromised. Institutions will be better placed to identify that your card could be compromised. click here
Go ahead and freeze your credit. Nobody will get your credit report even if they request for it. You only have to call the main bureaus and have them do it.. discover more
Tightening Security on your accounts is also critical. Do not use the same passwords for all accounts and make it easy to guess. click for more
Finally, you could hire an identity theft attorney to boost your identity security.